Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates simple, decent houses with the help of the homeowner (partner) families.
Habitat homes are affordable to families with low incomes, because the houses are modest, built largely by volunteers and the families themselves, and are sold at no-profit with a no-interest mortgage.
Habitat is a hand up, not a hand out. Each of our partner families (homeowners):
Habitat for Humanity is about helping families that go to work every day to pay their bills and raise their children, but are priced out of the costly real estate market.
The finances of a working family are improved by gaining equity in home ownership. Home ownership provides some measure of control over a basic element of life: shelter. Habitat brings stability, pride and self worth to hard working families through home ownership.
This control and sense of investment in the community are crucial to breaking the attitude and cycle of poverty.