Do You Qualify for CHiRP?

  • Can you show proof of being a U.S. citizen or legal resident alien?
  • Is your home located in Salt Lake County?
  • Do you own your home? (your name must be listed on the title; reverse mortgages do not qualify)
  • Are you current on your mortgage payments?
  • Is your home on a foundation? (mobile homes do not qualify)
  • Can you show that your homeowner's insurance is current and paid to date?
  • Does your annual household income fall between the lower and upper income levels below?
    (combined gross income of everyone living in the home)

Household Size
(including children and full-time live-in relatives)

Lower Income Level

Upper Income Level

 One person



 Two people



 Three people



 Four people



 Five people



 Six people



(FY2022 Area Median Income Limits for Salt Lake City, UT HUD Metro Area)

If you can answer YES to all these questions, click to download a printable application form.

For additional questions, please email or call Laura at 801-263-0136.